Our New and Used Automotive Financing Experts
At Friendly CDJR of Rome, serving the areas of Rome, Syracuse, and Oneida, NY, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs.
Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact Friendly CDJR of Rome’s finance team today if you’re ready to start the financing process.
About Our Finance Center
Have a question about leasing or financing? Ready to make a deal? No matter the case, our finance center will be here for you. Our team is an expert at putting together payment plans for drivers based on their needs, so you can feel confident that your deal will be uniquely tailored to you.
What makes going through the finance process with us easy is your ability to conduct it in a few different ways. You can come in and go through it face-to-face, which can be advantageous because that method will give you the chance to explain your situation and your needs to a team member, which means dialogue will be free-flowing at all times.
If you’re short on time, you can get pre-approved for financing online via our online finance application. Upon approval, you’ll see all your lease and finance options immediately. After you choose your preferred option, our finance team will work on your deal and have it ready to go over with you when you come to the dealership.
Leasing vs Financing: Which Method Is Better for You?
The two most popular options for drivers to acquire their future ride are leasing and financing, and both come with a host of amazing benefits.
- Leasing
Many may consider this a more cost-effective way of getting into the car they want, as a lease is considered a loaner agreement between the driver and the dealership. This means that your down payment may be smaller than it would be if you financed. You’re also ensuring that you’re getting into the latest model with the latest technology. If you’re happy with your lease and want to drive it into the future, you can finance or purchase it at any time!
- Financing
If you’re looking for a long-term commitment, financing may be right for you. This method lets you build equity in your car and own it outright once you finish making payments. If it’s kept in good condition, its resale value should be adequate if/when you decide to sell it. You also won’t be stuck with a mileage limit like you would be with a lease, so you can drive as long and far as you want.
If you have any questions about either method, reach out to our finance team!